Cloud-First
Use a scalable and secure cloud infrastructure that supports growth and ensures your business is always up-to-date..

Automated Processes
Streamline customer credit activities and workflows with accurate payment tracking..

Smart Configuration
Customize the system to your specific needs with simple, easy-to-use configuration tools and policy workflows..

Analytics
Install Make informed decisions about key touch points and improve your results with analytics integrated right into your workflow..

Total cloud-native coverage for trucks. A platform for Quotes, Binding, Service Policies, Billing, Claims,Communication and more enhanced by AI-powered insights.

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Available Endorsements

  • Towing/Storage Limits from $5k-$25k

  • Overhead Striking Coverage

  • Debris Removal

  • Earned Freight

  • Refrigeration Breakdown


Coverage

  • Physical Damage

  • General Liability

  • Cargo

  • NTL

  • Trailer Interchange


Online Policy Management Features

  • Quote to Bind

  • Process Endorsements

  • Agency Branding

  • eSign Policy Documents

Motor Truck Cargo Insurance, Coverage for Your Shipment

Get a free quote today and covers the cargo while in transport

Motor Truck Cargo Legal Liability Insurance, also known as Cargo Insurance, covers losses or damage to the commodities that truck drivers are carrying. This coverage begins when the driver takes possession of the cargo, as evidenced by the Bill of Lading, and continues until the cargo is delivered and signed for at its destination. Truck drivers are responsible for the cargo they are carrying, so it is important to have Cargo Insurance to protect themselves from financial losses in the event of a claim.

Limits Available

Essential Coverages in a Trucker’s Cargo Policy

Choosing the right coverages for your cargo policy is crucial to ensure you are fully protected. While lower-cost policies may be tempting, they might lack essential coverages. Here are some key coverages to consider:

  • Pollution Liability: Covers costs to clean up spilled goods like gasoline.

  • Debris Removal: Covers costs for removing cargo dropped onto roadways and waterways.

  • Theft and Hijacking: Covers losses from burglary or hijacking of goods.

  • Sue and Labor Coverage: Covers further losses from damaged goods after an incident.

  • Earned Freight Coverage: Covers income lost due to damaged cargo that can’t be delivered.

  • Infidelity/Dishonesty Coverage: Covers losses from theft committed by the driver.

  • Water Damage: Covers losses from trailer leaks and wetness.

  • Loading and Unloading Coverage: Covers losses during the loading and unloading of cargo.

  • Reefer Breakdown: Covers losses associated with refrigeration equipment malfunction.